4442 County Highway 14TreadwellNY13846
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4442 County Highway 14, Treadwell, NY, 13846 in Treadwell speaks for itself: 25.58% gross on a $219,000 price, generating $4,668/mo in rent and $3,206/mo in net income after the $985/mo debt service. DSCR 4.74, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $38,467 stacks alongside $60,506 in projected five-year appreciation and $2,017/yr in principal reduction. Projected total cumulative return: $289,786.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25.6% | 6.2% |
| Monthly Cash Flow | $3,206 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,668 |
| Total Monthly Debt Service | $1,375 |
| DSCR Ratio | 3.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13846, Treadwell, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 151 (100%) |
| Owner Occupied HU | 102 (67.5%) |
| Renter Occupied HU | 18 (11.9%) |
| Vacant Housing Units | 31 (20.5%) |
| Median Home Value | $234,483 |
| Average Home Value | $237,696 |
Housing Distribution
Address Breakdown
Residential
155
Single Family
155
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13846, Treadwell, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 151 (100%) |
| Owner Occupied HU | 102 (67.5%) |
| Renter Occupied HU | 18 (11.9%) |
| Vacant Housing Units | 31 (20.5%) |
| Median Home Value | $234,483 |
| Average Home Value | $237,696 |
Housing Distribution
Address Breakdown
Residential
155
Single Family
155
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices