4441 E DE VACA CircleSaint DavidAZ85630
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.15% gross rental yield, 4441 E DE VACA Circle, Saint David, AZ, 85630 in Saint David is priced for capital growth, not immediate cash flow. The $750,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $207,211 by year five, with $6,908/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.21) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $44,560.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.0% |
| Monthly Cash Flow | $(3,717) | $1,200 |
City averages based on Saint David market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $720 |
| Total Monthly Debt Service | $4,135 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
37.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85630, Saint David, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,327 (100%) |
| Owner Occupied HU | 883 (66.5%) |
| Renter Occupied HU | 171 (12.9%) |
| Vacant Housing Units | 273 (20.6%) |
| Median Home Value | $272,817 |
| Average Home Value | $319,536 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
760
Multi-Family
56
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
37.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85630, Saint David, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,327 (100%) |
| Owner Occupied HU | 883 (66.5%) |
| Renter Occupied HU | 171 (12.9%) |
| Vacant Housing Units | 273 (20.6%) |
| Median Home Value | $272,817 |
| Average Home Value | $319,536 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
760
Multi-Family
56
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: ARMLS
Mls ID: #7027426