4441 Bernadette AveBellevueNE68147
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4441 Bernadette Ave, Bellevue, NE, 68147 in Bellevue: $3,631/mo in rent, $768/mo net, 10.28% gross yield, all on a $424,000 acquisition. The 1.90 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $117,143 in value, and $3,905/yr in principal paydown steadily builds equity. Projected total cumulative return: $211,255.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $768 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,631 |
| Total Monthly Debt Service | $2,695 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2001
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68147, Bellevue, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,530 (100%) |
| Owner Occupied HU | 3,152 (69.6%) |
| Renter Occupied HU | 1,163 (25.7%) |
| Vacant Housing Units | 215 ( 4.7%) |
| Median Home Value | $261,005 |
| Average Home Value | $301,140 |
Housing Distribution
Address Breakdown
Residential
4,302
Single Family
4,116
Multi-Family
186
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2001
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68147, Bellevue, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,530 (100%) |
| Owner Occupied HU | 3,152 (69.6%) |
| Renter Occupied HU | 1,163 (25.7%) |
| Vacant Housing Units | 215 ( 4.7%) |
| Median Home Value | $261,005 |
| Average Home Value | $301,140 |
Housing Distribution
Address Breakdown
Residential
4,302
Single Family
4,116
Multi-Family
186
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices