444 Whispering Pines Dr SPC 18Scotts ValleyCA95066
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Scotts Valley at 444 Whispering Pines Dr SPC 18, Scotts Valley, CA, 95066 offers a 9.92% rental yield on a $485,000 purchase with $4,008/mo rent. Total monthly income registers $4,008/mo, and a $2,374/mo payment leaves $1,008/mo available for distribution. Annual cash flow reaches $12,090/yr on $160,778 to close, and return on cash invested stands at 27.43% in year one. Equity gained on principal adds $3,130/yr while 5% annual appreciation supports $133,997 over five years. Portfolio math shows five-year ROI at 143.16% and total cumulative return in cash at $230,174. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $4,008/mo property income against a $2,374/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Manufactured
Built in 2003
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95066, Scotts Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,285 (100%) |
| Owner Occupied HU | 4,359 (69.4%) |
| Renter Occupied HU | 1,492 (23.7%) |
| Vacant Housing Units | 434 ( 6.9%) |
| Median Home Value | $1,256,719 |
| Average Home Value | $1,286,710 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
5,786
Multi-Family
288
Businesses
724
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Listed by: Ace Woods • Revest Homes, Inc.
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82013806
Disclaimer: Based on information from the MLSListings MLS as of 2025-10-12 03:29:18 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.