444 Lunalilo Home Rd APT 602HonoluluHI96825
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 444 Lunalilo Home Rd APT 602, Honolulu, HI, 96825 in Honolulu. Rental yield 7.3%. The 1.35 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $221,025 and $7,368/yr in principal reduction project total return of $237,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 4.2% |
| Monthly Cash Flow | $(1,099) | $18,500 |
City averages based on Honolulu market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,864 |
| Total Monthly Debt Service | $5,644 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
4.92 Acres lot
$N/A/sqft
$1,384 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
4.92 Acres lot
$N/A/sqft
$1,384 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96825, Honolulu, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,492 (100%) |
| Owner Occupied HU | 9,234 (73.9%) |
| Renter Occupied HU | 2,231 (17.9%) |
| Vacant Housing Units | 1,027 ( 8.2%) |
| Median Home Value | $1,274,048 |
| Average Home Value | $1,316,049 |
Housing Distribution
Address Breakdown
Residential
11,762
Single Family
8,730
Multi-Family
3,032
Businesses
641
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina M Overton • Compass
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202514015
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-29 03:37:40 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd