4434 Verplank RdClayNY13041








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Clay at 4434 Verplank Rd, Clay, NY, 13041 listed at $195,000 pairs $2,204/mo rent with a $954/mo payment to leave $902/mo cash flow. Total monthly income runs $2,204/mo, and annual cash flow reaches $10,827/yr on $64,643 cash to close. Return on cash invested measures 36.66% in year one, and rental yield registers 13.56% at a $195,000 basis. Equity gained on principal adds $1,258/yr, and annual property appreciation at 5% supports $53,875 by year five. Five-year ROI tracks 193.36% and total cumulative return in cash totals $124,990. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,204/mo property income relative to a $954/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1964
0.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13041, Clay, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,652 (100%) |
| Owner Occupied HU | 3,941 (84.7%) |
| Renter Occupied HU | 546 (11.7%) |
| Vacant Housing Units | 165 ( 3.5%) |
| Median Home Value | $230,560 |
| Average Home Value | $293,719 |
Housing Distribution
Address Breakdown
Residential
4,526
Single Family
4,526
Multi-Family
0
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Joy Bush • eXp Realty
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1623207
Disclaimer: The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Brokers Firm Name. Listing Data last updated at 2025-10-18 21:47:51 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. 2025 CNYIS, UNYREIS, WNYREIS. All rights reserved.








