4430 Robert C Ham RdMontgomeryAL36108








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Montgomery at 4430 Robert C Ham Rd, Montgomery, AL, 36108 with 5% annual appreciation on a $488,500 basis while $2,867/mo rent supports operations. Total monthly income totals $2,867/mo and a $2,391/mo payment preserves $110/mo for cash returns. Annual cash flow comes to $1,316/yr on $161,938 deployed, and return on cash invested reaches 20.72% in year one. Equity gained on principal adds $3,152/yr, and five-year appreciation sums $134,964 alongside rental yield of 7.04%. Five-year ROI measures 106.48% and total cumulative return in cash totals $172,437.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,867/mo property income versus a $2,391/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in N/A
31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36108, Montgomery, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,859 (100%) |
| Owner Occupied HU | 3,960 (44.7%) |
| Renter Occupied HU | 3,066 (34.6%) |
| Vacant Housing Units | 1,833 (20.7%) |
| Median Home Value | $94,277 |
| Average Home Value | $170,963 |
Housing Distribution
Address Breakdown
Residential
7,894
Single Family
7,120
Multi-Family
774
Businesses
695
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Listed by: N/A • N/A
Mls Name: The Southern Land Brokers
Mls ID: #54251








