4423 McCulloch RdBeavertonMI48612
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4423 McCulloch Rd, Beaverton, MI, 48612 in Beaverton. Priced at $249,000, it generates $3,073/mo in gross rent and $1,431/mo in net monthly cash flow, a 14.81% yield that comfortably supports the 2.74 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,174. Five-year appreciation: $68,794. Equity from principal paydown: $2,293/yr. Total projected cumulative return: $186,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.3% |
| Monthly Cash Flow | $1,431 | $180 |
City averages based on Beaverton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,073 |
| Total Monthly Debt Service | $1,543 |
| DSCR Ratio | 1.99x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48612, Beaverton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,611 (100%) |
| Owner Occupied HU | 3,476 (61.9%) |
| Renter Occupied HU | 584 (10.4%) |
| Vacant Housing Units | 1,551 (27.6%) |
| Median Home Value | $175,758 |
| Average Home Value | $215,903 |
Housing Distribution
Address Breakdown
Residential
4,511
Single Family
4,423
Multi-Family
88
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
2.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48612, Beaverton, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,611 (100%) |
| Owner Occupied HU | 3,476 (61.9%) |
| Renter Occupied HU | 584 (10.4%) |
| Vacant Housing Units | 1,551 (27.6%) |
| Median Home Value | $175,758 |
| Average Home Value | $215,903 |
Housing Distribution
Address Breakdown
Residential
4,511
Single Family
4,423
Multi-Family
88
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices