4410 Pebble HillSan AntonioTX78217
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 4410 Pebble Hill, San Antonio, TX, 78217 in San Antonio is narrow, $93/mo net on $1,998/mo rent after the $1,205/mo debt service, but the property operates at break-even-plus, not a loss. At $267,900 with a 8.95% yield, the long-run equity case via 5% appreciation ($74,016 over five years) and $2,467/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $108,659.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $93 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $1,798 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78217, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,809 (100%) |
| Owner Occupied HU | 6,314 (42.6%) |
| Renter Occupied HU | 7,413 (50.1%) |
| Vacant Housing Units | 1,082 ( 7.3%) |
| Median Home Value | $249,208 |
| Average Home Value | $264,619 |
Housing Distribution
Address Breakdown
Residential
15,927
Single Family
8,022
Multi-Family
7,905
Businesses
2,879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
5,488 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78217, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,809 (100%) |
| Owner Occupied HU | 6,314 (42.6%) |
| Renter Occupied HU | 7,413 (50.1%) |
| Vacant Housing Units | 1,082 ( 7.3%) |
| Median Home Value | $249,208 |
| Average Home Value | $264,619 |
Housing Distribution
Address Breakdown
Residential
15,927
Single Family
8,022
Multi-Family
7,905
Businesses
2,879
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Stidham • Key Home Realty
Mls Name: SABOR
Mls ID: #1888795