441 Eagle Manor DrChurch HillMD21623
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.83% yield at 441 Eagle Manor Dr, Church Hill, MD, 21623 in Church Hill is solid, but the $3,080/mo payment compresses net cash flow to $168/mo at $685,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $189,253 by year five, and $6,309/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $273,284.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $168 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,469 |
| Total Monthly Debt Service | $3,988 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21623, Church Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 825 (100%) |
| Owner Occupied HU | 635 (77.0%) |
| Renter Occupied HU | 140 (17.0%) |
| Vacant Housing Units | 50 ( 6.1%) |
| Median Home Value | $445,635 |
| Average Home Value | $490,476 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
768
Multi-Family
20
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21623, Church Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 825 (100%) |
| Owner Occupied HU | 635 (77.0%) |
| Renter Occupied HU | 140 (17.0%) |
| Vacant Housing Units | 50 ( 6.1%) |
| Median Home Value | $445,635 |
| Average Home Value | $490,476 |
Housing Distribution
Address Breakdown
Residential
788
Single Family
768
Multi-Family
20
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDQA2012074