4409 Grass AveSebringFL33875
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 4409 Grass Ave, Sebring, FL, 33875 in Sebring. Rental yield 2.28%. At $634,000 with 2.28% gross yield, current distributions are modest, but the 5% appreciation rate projects $175,163 in new equity by year five, complemented by $5,839/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.42) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $48,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 6.2% |
| Monthly Cash Flow | $(3,000) | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,207 |
| Total Monthly Debt Service | $3,955 |
| DSCR Ratio | 0.31x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1986
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33875, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,816 (100%) |
| Owner Occupied HU | 4,279 (73.6%) |
| Renter Occupied HU | 607 (10.4%) |
| Vacant Housing Units | 930 (16.0%) |
| Median Home Value | $270,282 |
| Average Home Value | $293,488 |
Housing Distribution
Address Breakdown
Residential
5,934
Single Family
5,398
Multi-Family
536
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lazaro Martinez • Hammock Realty
Mls Name: MIAMI
Mls Provider:
Mls ID: #A11798498
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.