4406 Arbor TrlCohuttaGA30710
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4406 Arbor Trl, Cohutta, GA, 30710 in Cohutta speaks for itself: 13.26% gross on a $385,000 price, generating $4,254/mo in rent and $1,878/mo in net income after the $1,731/mo debt service. DSCR 2.46, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,534 stacks alongside $106,368 in projected five-year appreciation and $3,546/yr in principal reduction. Projected total cumulative return: $266,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 6.0% |
| Monthly Cash Flow | $1,878 | $500 |
City averages based on Cohutta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,254 |
| Total Monthly Debt Service | $2,223 |
| DSCR Ratio | 1.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.57 Acres lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.57 Acres lot
$N/A/sqft
$33 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
