4405 Sunset TerKeyesCA95328
INVESTMENT ANALYSIS
Investment Verdict
Solid Income4405 Sunset Ter, Keyes, CA, 95328 in Keyes is a solid income-producing rental, 8.54% gross yield, $2,670/mo rent, $350/mo net cash flow on a $375,000 buy. DSCR 1.58 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $103,606 and $3,454/yr in principal reduction project a total cumulative return of $164,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.5% |
| Monthly Cash Flow | $350 | $300 |
City averages based on Keyes market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,670 |
| Total Monthly Debt Service | $2,171 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
3,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95328, Keyes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 801 (63.3%) |
| Renter Occupied HU | 379 (29.9%) |
| Vacant Housing Units | 86 ( 6.8%) |
| Median Home Value | $505,268 |
| Average Home Value | $686,507 |
Housing Distribution
Address Breakdown
Residential
1,046
Single Family
1,046
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
3,998 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95328, Keyes, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,266 (100%) |
| Owner Occupied HU | 801 (63.3%) |
| Renter Occupied HU | 379 (29.9%) |
| Vacant Housing Units | 86 ( 6.8%) |
| Median Home Value | $505,268 |
| Average Home Value | $686,507 |
Housing Distribution
Address Breakdown
Residential
1,046
Single Family
1,046
Multi-Family
0
Businesses
37
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sonny Uppal • Lifestyle Realty
Mls Name: MetroList Services of CA
Mls ID: #225120205