4405 State Route 84ThomsonIL61285
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Thomson at 4405 State Route 84, Thomson, IL, 61285 uses $43,095 cash to close to unlock $6,007/yr annual cash flow and $501/mo monthly cash flow. Total monthly income runs $1,402/mo, and a $636/mo payment keeps the spread at $501/mo. Purchase price stands at $130,000, and rental yield measures 12.94% with $1,402/mo rent. Return on cash invested shows 33.85% in year one, and 5% annual appreciation builds toward $35,917 over five years. Five-year ROI reaches 178.61% and total cumulative return in cash records $76,971. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,402/mo property income covering a $636/mo payment rather than investor’s personal income.
Single Family
Built in 1969
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61285, Thomson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 924 (100%) |
| Owner Occupied HU | 627 (67.9%) |
| Renter Occupied HU | 134 (14.5%) |
| Vacant Housing Units | 163 (17.6%) |
| Median Home Value | $171,324 |
| Average Home Value | $201,228 |
Housing Distribution
Address Breakdown
Residential
781
Single Family
773
Multi-Family
8
Businesses
42
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Listed by: DEANNA SHEPHERD • Mel Foster Co.
Mls Name: NorthWest Illinois Alliance of REALTORS
Mls Provider:
Mls ID: #202403758
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.