



No similar rental properties found nearby.

A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Moss Beach at 440 W Terrace Ave, Moss Beach, CA, 94038 with 5% annual appreciation on a $1,315,000 basis while $11,400/mo rent supports operations. Total monthly income totals $11,400/mo and a $6,436/mo payment preserves $3,265/mo for cash returns. Annual cash flow comes to $39,185/yr on $426,060 deployed, and return on cash invested reaches 29.57% in year one. Equity gained on principal adds $8,485/yr, and five-year appreciation sums $363,310 alongside rental yield of 10.4%. Five-year ROI measures 154.53% and total cumulative return in cash totals $658,401.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $11,400/mo property income versus a $6,436/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1978
5,250 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 94038, Moss Beach, CA area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,099 (100%) |
| Owner Occupied HU | 847 (77.1%) |
| Renter Occupied HU | 171 (15.6%) |
| Vacant Housing Units | 81 ( 7.4%) |
| Median Home Value | $1,445,341 |
| Average Home Value | $1,399,274 |
Residential
769
Single Family
769
Multi-Family
0
Businesses
65
Date | Event | Price |
|---|---|---|
| 2025-08-14 | Sold | $1,315,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||
No similar rental properties found nearby.



Listed by: Jerome Brolan • Ocean Element Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82011983
Disclaimer: Based on information from the MLSListings MLS as of 2025-11-04 20:49:50 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.