440 Vista CtRichlandMS39218
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Richland at 440 Vista Ct, Richland, MS, 39218 at $229,900 posts ROI 33.31% with $851/mo cash flow from $2,258/mo rent. Total monthly income equals $2,258/mo, and annual cash flow records $10,216/yr on $76,212 to close. Return on cash invested measures 33.31% and rental yield reads 11.79% at the current $229,900. Equity gained on principal adds $1,484/yr, and 5% annual appreciation supports $63,517 by year five. Five-year ROI prints 174.66% and total cumulative return in cash totals $133,115.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,258/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1998
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39218, Richland, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,793 (100%) |
| Owner Occupied HU | 1,787 (64.0%) |
| Renter Occupied HU | 773 (27.7%) |
| Vacant Housing Units | 233 ( 8.3%) |
| Median Home Value | $169,424 |
| Average Home Value | $194,079 |
Housing Distribution
Address Breakdown
Residential
2,965
Single Family
2,261
Multi-Family
704
Businesses
526
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Listed by: Drew Jackson • Havard Real Estate Group, LLC
Mls Name: MLS United
Mls ID: #4108378
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.