44 Water StGhentNY12075








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ghent at 44 Water St, Ghent, NY, 12075 with 5% annual appreciation on a $249,000 basis while $4,723/mo rent supports operations. Total monthly income totals $4,723/mo and a $1,219/mo payment preserves $3,060/mo for cash returns. Annual cash flow comes to $36,719/yr on $82,544 deployed, and return on cash invested reaches 64.39% in year one. Equity gained on principal adds $1,607/yr, and five-year appreciation sums $68,794 alongside rental yield of 22.76%. Five-year ROI measures 342.01% and total cumulative return in cash totals $282,308.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,723/mo property income versus a $1,219/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1908
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12075, Ghent, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 1,061 (69.0%) |
| Renter Occupied HU | 224 (14.6%) |
| Vacant Housing Units | 253 (16.4%) |
| Median Home Value | $404,009 |
| Average Home Value | $501,975 |
Housing Distribution
Address Breakdown
Residential
1,245
Single Family
1,245
Multi-Family
0
Businesses
109
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Listed by: Ryan Lane • Gilcrest Properties
Mls Name: Columbia Greene Northern Dutchess MLS
Mls Provider:
Mls ID: #154565
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