44 S Main St APT 6OLodiNJ07644




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Lodi at 44 S Main St APT 6O, Lodi, NJ, 07644 with 5% annual appreciation on a $258,000 basis while $2,273/mo rent supports operations. Total monthly income totals $2,273/mo and a $1,263/mo payment preserves $67/mo for cash returns. Annual cash flow comes to $802/yr on $85,527 deployed, and return on cash invested reaches 20.85% in year one. Equity gained on principal adds $1,665/yr, and five-year appreciation sums $71,281 alongside rental yield of 10.57%. Five-year ROI measures 110.97% and total cumulative return in cash totals $94,910.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,273/mo property income versus a $1,263/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Condo
Built in N/A
N/A lot
$N/A/sqft
$367 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07644, Lodi, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,567 (100%) |
| Owner Occupied HU | 4,236 (40.1%) |
| Renter Occupied HU | 5,912 (55.9%) |
| Vacant Housing Units | 419 ( 4.0%) |
| Median Home Value | $527,335 |
| Average Home Value | $585,640 |
Housing Distribution
Address Breakdown
Residential
8,770
Single Family
8,453
Multi-Family
317
Businesses
737
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Listed by: Ingrid Morales • CHRISTIE'S INTERNATIONAL REAL ESTATE GROUP
Mls Name: HCMLS
Mls ID: #240020431
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








