44 Rapputak RoadFryeburgME04037
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 44 Rapputak Road, Fryeburg, ME, 04037 in Fryeburg the bet is firmly on appreciation. Rental yield 4.21%. The 4.21% gross yield on a $877,500 price is below income-first thresholds, but 5%/yr value growth projects $242,437 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.78) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $150,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.0% |
| Monthly Cash Flow | $(2,870) | $800 |
City averages based on Fryeburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,077 |
| Total Monthly Debt Service | $5,597 |
| DSCR Ratio | 0.55x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.29 Acres lot
$N/A/sqft
$2,450 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04037, Fryeburg, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,223 (100%) |
| Owner Occupied HU | 1,303 (58.6%) |
| Renter Occupied HU | 358 (16.1%) |
| Vacant Housing Units | 562 (25.3%) |
| Median Home Value | $296,508 |
| Average Home Value | $326,036 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,507
Multi-Family
24
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.29 Acres lot
$N/A/sqft
$2,450 semi-annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04037, Fryeburg, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,223 (100%) |
| Owner Occupied HU | 1,303 (58.6%) |
| Renter Occupied HU | 358 (16.1%) |
| Vacant Housing Units | 562 (25.3%) |
| Median Home Value | $296,508 |
| Average Home Value | $326,036 |
Housing Distribution
Address Breakdown
Residential
1,531
Single Family
1,507
Multi-Family
24
Businesses
172
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • RE/MAX Shoreline
Mls Name: Maine Listings
Mls Provider:
Mls ID: #1622981
Disclaimer: Listing data is derived in whole or in part from Maine Real Estate Information System, Inc. (d/b/a Maine Listings) and is for consumers' personal, noncommercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. 2025 Maine Real Estate Information System, Inc. All Rights Reserved. Equal Housing Opportunity. Zillow Inc. 415 Congress St #202 Portland, ME 04101 (207) 220-3782