44 Misty Meadow Lane #5North ChathamMA02650
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 44 Misty Meadow Lane #5, North Chatham, MA, 02650 in North Chatham offers it: the 1.51 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.14%. Long-term, 5% appreciation is forecast to add $114,657, and $3,822/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $143,283.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $(253) | $1,200 |
City averages based on North Chatham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,814 |
| Total Monthly Debt Service | $2,902 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$451 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02650, North Chatham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 320 (34.7%) |
| Renter Occupied HU | 88 ( 9.6%) |
| Vacant Housing Units | 513 (55.7%) |
| Median Home Value | $1,325,581 |
| Average Home Value | $1,408,336 |
Housing Distribution
Address Breakdown
Residential
690
Single Family
688
Multi-Family
2
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$451 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02650, North Chatham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 320 (34.7%) |
| Renter Occupied HU | 88 ( 9.6%) |
| Vacant Housing Units | 513 (55.7%) |
| Median Home Value | $1,325,581 |
| Average Home Value | $1,408,336 |
Housing Distribution
Address Breakdown
Residential
690
Single Family
688
Multi-Family
2
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jack P Farrell • Compass
Mls Name: CCIMLS
Mls Provider:
Mls ID: #22503332
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