44 Hilltop RdHalifaxPA17032
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 44 Hilltop Rd, Halifax, PA, 17032 in Halifax is straightforward: $579,900 in, $4,068/mo in rent, $268/mo out after debt service. The 8.42% gross yield and 1.56 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $160,216 by year five. With $5,341/yr in principal equity, the total cumulative return is projected at $238,052.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $268 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,068 |
| Total Monthly Debt Service | $3,569 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17032, Halifax, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,482 (100%) |
| Owner Occupied HU | 2,632 (75.6%) |
| Renter Occupied HU | 565 (16.2%) |
| Vacant Housing Units | 285 ( 8.2%) |
| Median Home Value | $279,213 |
| Average Home Value | $361,505 |
Housing Distribution
Address Breakdown
Residential
3,015
Single Family
2,993
Multi-Family
22
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17032, Halifax, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,482 (100%) |
| Owner Occupied HU | 2,632 (75.6%) |
| Renter Occupied HU | 565 (16.2%) |
| Vacant Housing Units | 285 ( 8.2%) |
| Median Home Value | $279,213 |
| Average Home Value | $361,505 |
Housing Distribution
Address Breakdown
Residential
3,015
Single Family
2,993
Multi-Family
22
Businesses
153
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PADA2052176