44 Brook StreetBrattleboroVT05301
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 44 Brook Street, Brattleboro, VT, 05301 in Brattleboro hard to pass up. The 11.87% gross yield on a $325,000 purchase results in $3,215/mo in rent and $1,053/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.20). Annual cash flow of $12,632, five-year appreciation of $89,792, and $2,993/yr in equity build-up combine for a projected total cumulative return of $191,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 10.0% |
| Monthly Cash Flow | $1,053 | $4,450 |
City averages based on Brattleboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,215 |
| Total Monthly Debt Service | $2,033 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05301, Brattleboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,009 (100%) |
| Owner Occupied HU | 4,890 (54.3%) |
| Renter Occupied HU | 3,153 (35.0%) |
| Vacant Housing Units | 966 (10.7%) |
| Median Home Value | $309,713 |
| Average Home Value | $354,993 |
Housing Distribution
Address Breakdown
Residential
7,655
Single Family
7,056
Multi-Family
599
Businesses
826
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Derek A Winchester • ACORN REAL ESTATE GROUP LLC
Mls Name: PrimeMLS
Mls ID: #5076763