44 Allyn StMysticCT06355
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 44 Allyn St, Mystic, CT, 06355 in Mystic. Priced at $1,187,000, it generates $36,000/mo in gross rent and $27,935/mo in net monthly cash flow, a 36.39% yield that comfortably supports the 6.74 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $335,219. Five-year appreciation: $327,946. Equity from principal paydown: $10,932/yr. Total projected cumulative return: $2,250,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 36.4% | 6.0% |
| Monthly Cash Flow | $27,935 | $1,500 |
City averages based on Mystic market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $36,000 |
| Total Monthly Debt Service | $7,593 |
| DSCR Ratio | 4.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.60 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.60 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices