439 Maple Dr NWKelliherMN56650
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Kelliher rental at 439 Maple Dr NW, Kelliher, MN, 56650 sits in the solid-income band: 8.85% gross yield, $2,129/mo rent, $325/mo net after the $1,299/mo debt service, DSCR 1.64. Entry price of $288,800 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $79,790 and $2,660/yr in principal reduction bring total cumulative return to $130,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.0% |
| Monthly Cash Flow | $325 | $350 |
City averages based on Kelliher market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,129 |
| Total Monthly Debt Service | $1,689 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56650, Kelliher, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 267 (47.2%) |
| Renter Occupied HU | 63 (11.1%) |
| Vacant Housing Units | 236 (41.7%) |
| Median Home Value | $233,108 |
| Average Home Value | $257,978 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
224
Multi-Family
16
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56650, Kelliher, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 566 (100%) |
| Owner Occupied HU | 267 (47.2%) |
| Renter Occupied HU | 63 (11.1%) |
| Vacant Housing Units | 236 (41.7%) |
| Median Home Value | $233,108 |
| Average Home Value | $257,978 |
Housing Distribution
Address Breakdown
Residential
240
Single Family
224
Multi-Family
16
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices