439 Hubbard StWinslowIL61089
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow439 Hubbard St, Winslow, IL, 61089 in Winslow earns its strong cash-flow label: 13.66% yield, $1,536/mo rent, $600/mo net income, DSCR 2.53. The $134,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $37,270 by year five. Combined with $1,242/yr in principal paydown, total projected return reaches $90,222.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 8.0% |
| Monthly Cash Flow | $600 | $1,200 |
City averages based on Winslow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,536 |
| Total Monthly Debt Service | $882 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61089, Winslow, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 351 (100%) |
| Owner Occupied HU | 242 (68.9%) |
| Renter Occupied HU | 49 (14.0%) |
| Vacant Housing Units | 60 (17.1%) |
| Median Home Value | $219,444 |
| Average Home Value | $250,733 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
307
Multi-Family
3
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61089, Winslow, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 351 (100%) |
| Owner Occupied HU | 242 (68.9%) |
| Renter Occupied HU | 49 (14.0%) |
| Vacant Housing Units | 60 (17.1%) |
| Median Home Value | $219,444 |
| Average Home Value | $250,733 |
Housing Distribution
Address Breakdown
Residential
310
Single Family
307
Multi-Family
3
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices