4388 E Central Ave #37CamarilloCA93010
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4388 E Central Ave #37, Camarillo, CA, 93010 in Camarillo speaks for itself: 17.83% gross on a $319,000 price, generating $4,740/mo in rent and $2,767/mo in net income after the $1,434/mo debt service. DSCR 3.31, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $33,199 stacks alongside $88,134 in projected five-year appreciation and $2,938/yr in principal reduction. Projected total cumulative return: $299,007.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.8% | 6.0% |
| Monthly Cash Flow | $2,767 | $1,500 |
City averages based on Camarillo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,740 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 2.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1972
4,685 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1972
4,685 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93010, Camarillo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,810 (100%) |
| Owner Occupied HU | 10,634 (59.7%) |
| Renter Occupied HU | 6,391 (35.9%) |
| Vacant Housing Units | 785 ( 4.4%) |
| Median Home Value | $882,610 |
| Average Home Value | $1,012,977 |
Housing Distribution
Address Breakdown
Residential
17,256
Single Family
16,118
Multi-Family
1,138
Businesses
1,758
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices