4384 Sinks RdCaneyvilleKY42721
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 4384 Sinks Rd, Caneyville, KY, 42721 in Caneyville worth study. Rental yield 5.92%. The 5.92% gross yield is below cash-flow benchmarks at $259,000, but 5% annual appreciation, adding $71,557 over five years, frames this as a capital growth position. Rent of $1,277/mo partially offsets the $1,165/mo payment. Ziffy Mortgage finances appreciation-play properties (1.10 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $78,845.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 8.5% |
| Monthly Cash Flow | $(300) | $150 |
City averages based on Caneyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,277 |
| Total Monthly Debt Service | $1,473 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2017
7.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42721, Caneyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,702 (100%) |
| Owner Occupied HU | 1,154 (67.8%) |
| Renter Occupied HU | 295 (17.3%) |
| Vacant Housing Units | 253 (14.9%) |
| Median Home Value | $172,951 |
| Average Home Value | $244,270 |
Housing Distribution
Address Breakdown
Residential
1,554
Single Family
1,554
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2017
7.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42721, Caneyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,702 (100%) |
| Owner Occupied HU | 1,154 (67.8%) |
| Renter Occupied HU | 295 (17.3%) |
| Vacant Housing Units | 253 (14.9%) |
| Median Home Value | $172,951 |
| Average Home Value | $244,270 |
Housing Distribution
Address Breakdown
Residential
1,554
Single Family
1,554
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hannah Pharis-Keown • Schuler Bauer Real Estate Services ERA Powered
Mls Name: GLARMLS
Mls ID: #1696732