4370 W 5295 SKearnsUT84118
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4370 W 5295 S, Kearns, UT, 84118 in Kearns. At $399,900 it earns $2,783/mo in rent and distributes $439/mo to the owner after the $1,798/mo payment, a consistent 8.35% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $110,485 in value; $3,683/yr in principal paydown compounds ownership stake. Total projected return: $179,365.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $439 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,783 |
| Total Monthly Debt Service | $2,185 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84118, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,572 (100%) |
| Owner Occupied HU | 9,415 (81.4%) |
| Renter Occupied HU | 2,004 (17.3%) |
| Vacant Housing Units | 153 ( 1.3%) |
| Median Home Value | $438,290 |
| Average Home Value | $507,730 |
Housing Distribution
Address Breakdown
Residential
11,330
Single Family
11,230
Multi-Family
100
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84118, Salt Lake City, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,572 (100%) |
| Owner Occupied HU | 9,415 (81.4%) |
| Renter Occupied HU | 2,004 (17.3%) |
| Vacant Housing Units | 153 ( 1.3%) |
| Median Home Value | $438,290 |
| Average Home Value | $507,730 |
Housing Distribution
Address Breakdown
Residential
11,330
Single Family
11,230
Multi-Family
100
Businesses
309
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices