437 Shady Ridge DrMonroevillePA15146
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 437 Shady Ridge Dr, Monroeville, PA, 15146 in Monroeville: $2,562/mo in rent, $1,231/mo net, 15.72% gross yield, all on a $195,600 acquisition. The 2.91 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $54,041 in value, and $1,801/yr in principal paydown steadily builds equity. Projected total cumulative return: $153,858.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.7% | 6.2% |
| Monthly Cash Flow | $1,231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,562 |
| Total Monthly Debt Service | $1,254 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1991
6,555 sqft lot
$N/A/sqft
$192 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15146, Monroeville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,748 (100%) |
| Owner Occupied HU | 8,529 (62.0%) |
| Renter Occupied HU | 4,201 (30.6%) |
| Vacant Housing Units | 1,018 ( 7.4%) |
| Median Home Value | $247,609 |
| Average Home Value | $288,918 |
Housing Distribution
Address Breakdown
Residential
13,324
Single Family
10,313
Multi-Family
3,011
Businesses
1,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1991
6,555 sqft lot
$N/A/sqft
$192 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15146, Monroeville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,748 (100%) |
| Owner Occupied HU | 8,529 (62.0%) |
| Renter Occupied HU | 4,201 (30.6%) |
| Vacant Housing Units | 1,018 ( 7.4%) |
| Median Home Value | $247,609 |
| Average Home Value | $288,918 |
Housing Distribution
Address Breakdown
Residential
13,324
Single Family
10,313
Multi-Family
3,011
Businesses
1,503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gina Giacchino • RE/MAX SELECT REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1711464
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.