437 Scotrun AveScotrunPA18355
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 437 Scotrun Ave, Scotrun, PA, 18355 in Scotrun at $450,000 earns $2,977/mo in rent and nets $28/mo after the $2,023/mo payment, a 7.94% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $124,327 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $4,145/yr in principal paydown, total projected return reaches $173,196.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $28 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,977 |
| Total Monthly Debt Service | $2,770 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
11.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18355, Scotrun, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 785 (100%) |
| Owner Occupied HU | 444 (56.6%) |
| Renter Occupied HU | 100 (12.7%) |
| Vacant Housing Units | 241 (30.7%) |
| Median Home Value | $255,625 |
| Average Home Value | $277,934 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
11.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18355, Scotrun, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 785 (100%) |
| Owner Occupied HU | 444 (56.6%) |
| Renter Occupied HU | 100 (12.7%) |
| Vacant Housing Units | 241 (30.7%) |
| Median Home Value | $255,625 |
| Average Home Value | $277,934 |
Housing Distribution
Address Breakdown
Residential
619
Single Family
619
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tracey D. Scofield • Iron Valley Real Estate Pocono
Mls Name: PMAR
Mls Provider:
Mls ID: #PM-118927
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