437 Bostwick CirVidaliaGA30474
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 437 Bostwick Cir, Vidalia, GA, 30474 in Vidalia earns a 8.94% gross yield at $350,800. Rent of $2,615/mo nets $480/mo after the $1,577/mo mortgage. The 1.66 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $96,920 and $3,231/yr in equity accumulation project a total cumulative return of $163,770.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 8.0% |
| Monthly Cash Flow | $480 | $200 |
City averages based on Vidalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,615 |
| Total Monthly Debt Service | $1,995 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices