4369 Tahitian Gardens Cir APT AHolidayFL34691
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 4369 Tahitian Gardens Cir APT A, Holiday, FL, 34691 in Holiday delivers $1,603/mo in gross rent and $443/mo in net monthly income at a $132,500 entry. The 14.52% yield and 2.69 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $36,607 over five years and $1,220/yr in equity from loan paydown, total projected return is $80,230.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 8.0% |
| Monthly Cash Flow | $443 | $1,200 |
City averages based on Holiday market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,603 |
| Total Monthly Debt Service | $1,107 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
825 sqft lot
$N/A/sqft
$257 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
825 sqft lot
$N/A/sqft
$257 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34691, Holiday, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,304 (100%) |
| Owner Occupied HU | 7,036 (57.2%) |
| Renter Occupied HU | 3,478 (28.3%) |
| Vacant Housing Units | 1,790 (14.5%) |
| Median Home Value | $266,310 |
| Average Home Value | $302,165 |
Housing Distribution
Address Breakdown
Residential
11,411
Single Family
10,730
Multi-Family
681
Businesses
356
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices