4368 Pond Fork WayGillsvilleGA30543
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 4368 Pond Fork Way, Gillsville, GA, 30543 in Gillsville speaks for itself: 10.94% gross on a $250,000 price, generating $2,279/mo in rent and $705/mo in net income after the $1,124/mo debt service. DSCR 2.03, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,457 stacks alongside $69,070 in projected five-year appreciation and $2,303/yr in principal reduction. Projected total cumulative return: $140,305.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 9.0% |
| Monthly Cash Flow | $705 | $1,200 |
City averages based on Gillsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,279 |
| Total Monthly Debt Service | $1,475 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30543, Gillsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,727 (100%) |
| Owner Occupied HU | 1,330 (77.0%) |
| Renter Occupied HU | 305 (17.7%) |
| Vacant Housing Units | 92 ( 5.3%) |
| Median Home Value | $343,812 |
| Average Home Value | $408,380 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,683
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30543, Gillsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,727 (100%) |
| Owner Occupied HU | 1,330 (77.0%) |
| Renter Occupied HU | 305 (17.7%) |
| Vacant Housing Units | 92 ( 5.3%) |
| Median Home Value | $343,812 |
| Average Home Value | $408,380 |
Housing Distribution
Address Breakdown
Residential
1,683
Single Family
1,683
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices