249 Jefferson StStathamGA30666
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 249 Jefferson St, Statham, GA, 30666 in Statham speaks for itself: 15.07% gross on a $214,900 price, generating $2,699/mo in rent and $1,391/mo in net income after the $966/mo debt service. DSCR 2.79, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,691 stacks alongside $59,373 in projected five-year appreciation and $1,979/yr in principal reduction. Projected total cumulative return: $170,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 6.5% |
| Monthly Cash Flow | $1,391 | $1,200 |
City averages based on Statham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,699 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 2.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30666, Statham, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,739 (100%) |
| Owner Occupied HU | 3,851 (81.3%) |
| Renter Occupied HU | 659 (13.9%) |
| Vacant Housing Units | 229 ( 4.8%) |
| Median Home Value | $338,353 |
| Average Home Value | $412,445 |
Housing Distribution
Address Breakdown
Residential
4,479
Single Family
3,986
Multi-Family
493
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30666, Statham, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,739 (100%) |
| Owner Occupied HU | 3,851 (81.3%) |
| Renter Occupied HU | 659 (13.9%) |
| Vacant Housing Units | 229 ( 4.8%) |
| Median Home Value | $338,353 |
| Average Home Value | $412,445 |
Housing Distribution
Address Breakdown
Residential
4,479
Single Family
3,986
Multi-Family
493
Businesses
207
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices