4364 White Pine Ave #3OrlandoFL32811
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 4364 White Pine Ave #3, Orlando, FL, 32811 in Orlando deserves attention. This $183,000 property earns $1,986/mo in rent, a 13.02% gross yield, and nets $772/mo after the $823/mo payment. DSCR 2.41 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $50,560 compounds alongside $1,685/yr in yearly equity build, for a total cumulative return of $119,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.1% |
| Monthly Cash Flow | $772 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,986 |
| Total Monthly Debt Service | $1,142 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











