4364 S Kirkman Rd UNIT 305OrlandoFL32811
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe 12.37% yield at 4364 S Kirkman Rd UNIT 305, Orlando, FL, 32811 in Orlando is solid, but the $733/mo payment compresses net cash flow to $196/mo at $162,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $45,006 by year five, and $1,500/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (2.29) without U.S. income documentation. Total projected return: $76,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.1% |
| Monthly Cash Flow | $196 | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,679 |
| Total Monthly Debt Service | $1,418 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1997
7,671 sqft lot
$N/A/sqft
$348 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1997
7,671 sqft lot
$N/A/sqft
$348 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32811, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,791 (100%) |
| Owner Occupied HU | 4,617 (29.2%) |
| Renter Occupied HU | 10,024 (63.5%) |
| Vacant Housing Units | 1,150 ( 7.3%) |
| Median Home Value | $189,173 |
| Average Home Value | $279,721 |
Housing Distribution
Address Breakdown
Residential
15,953
Single Family
7,858
Multi-Family
8,095
Businesses
1,035
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices