436 Ridge Cir, Brandon, MS, 39047 | $872/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Brandon at 436 Ridge Cir, Brandon, MS, 39047 offers $3,230/mo rent that, after a $1,853/mo payment, leaves $872/mo cash flow. Total monthly income is $3,230/mo, and annual cash flow is $10,460/yr on $125,472 cash. Return on cash invested measures 28.25% in year one, and rental yield stands at 10.24% at a $378,499 entry. Equity gained on principal adds $2,442/yr while 5% annual appreciation compounds into $104,572 by year five. Five-year ROI records 147.6% and total cumulative return in cash reaches $185,193. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,230/mo property income versus a $1,853/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1993

0.25 Acres lot

$N/A/sqft

$500 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 39047, Brandon, MS area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	17,067 (100%)
Owner Occupied HU	14,058 (82.4%)
Renter Occupied HU	2,181 (12.8%)
Vacant Housing Units	828 ( 4.9%)
Median Home Value	$284,842
Average Home Value	$320,136