436 ELM CREEK DriveSaint AugustineFL32092








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Augustine at 436 ELM CREEK Drive, Saint Augustine, FL, 32092 with 5% annual appreciation on a $505,846 basis while $3,558/mo rent supports operations. Total monthly income totals $3,558/mo and a $2,476/mo payment preserves $40/mo for cash returns. Annual cash flow comes to $480/yr on $166,423 deployed, and return on cash invested reaches 20.35% in year one. Equity gained on principal adds $3,264/yr, and five-year appreciation sums $139,756 alongside rental yield of 8.44%. Five-year ROI measures 106.17% and total cumulative return in cash totals $176,695.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,558/mo property income versus a $2,476/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
8,276 sqft lot
$N/A/sqft
$1,932 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32092, Saint Augustine, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,237 (100%) |
| Owner Occupied HU | 19,388 (80.0%) |
| Renter Occupied HU | 2,898 (12.0%) |
| Vacant Housing Units | 1,951 ( 8.0%) |
| Median Home Value | $551,045 |
| Average Home Value | $590,393 |
Housing Distribution
Address Breakdown
Residential
21,437
Single Family
19,179
Multi-Family
2,258
Businesses
544
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Listed by: STEPHANIE MORALES LLC • THE REALTY EXPERIENCE POWERED
Mls Name: realMLS
Mls Provider:
Mls ID: #2057591
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.








