4354 Ponderosa TrlWickenburgAZ85390
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4354 Ponderosa Trl, Wickenburg, AZ, 85390 in Wickenburg at $532,486 earns $3,600/mo in rent and nets $3/mo after the $2,394/mo payment, a 8.11% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $147,116 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $4,904/yr in principal paydown, total projected return reaches $203,462.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $3 | $1,200 |
City averages based on Wickenburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $3,385 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1 sqft lot
$N/A/sqft
$1,347 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1 sqft lot
$N/A/sqft
$1,347 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Paul • The Brokery
Mls Name: ARMLS
Mls Provider:
Mls ID: #6770324
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010