435 High Street #28GrotonCT06355
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 435 High Street #28, Groton, CT, 06355 in Groton hard to pass up. The 19.84% gross yield on a $130,000 purchase results in $2,149/mo in rent and $691/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.67). Annual cash flow of $8,291, five-year appreciation of $35,917, and $1,197/yr in equity build-up combine for a projected total cumulative return of $96,557.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.8% | 7.0% |
| Monthly Cash Flow | $691 | $1,500 |
City averages based on Groton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,149 |
| Total Monthly Debt Service | $1,407 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
2,178 sqft lot
$N/A/sqft
$575 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
2,178 sqft lot
$N/A/sqft
$575 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas Clarkson • Renaissance Collaborative Inc
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24117751
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.