4340 Klm DrMount Hood ParkdaleOR97041
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.95% gross rental yield, 4340 Klm Dr, Mount Hood Parkdale, OR, 97041 in Mount Hood Parkdale is priced for capital growth, not immediate cash flow. The $747,500 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $206,520 by year five, with $6,885/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.73) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $150,911.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.2% |
| Monthly Cash Flow | $(2,052) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,460 |
| Total Monthly Debt Service | $4,215 |
| DSCR Ratio | 0.58x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
3.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97041, Mount Hood Parkdale, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,366 (100%) |
| Owner Occupied HU | 690 (50.5%) |
| Renter Occupied HU | 380 (27.8%) |
| Vacant Housing Units | 296 (21.7%) |
| Median Home Value | $723,404 |
| Average Home Value | $858,446 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,022
Multi-Family
2
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
3.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97041, Mount Hood Parkdale, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,366 (100%) |
| Owner Occupied HU | 690 (50.5%) |
| Renter Occupied HU | 380 (27.8%) |
| Vacant Housing Units | 296 (21.7%) |
| Median Home Value | $723,404 |
| Average Home Value | $858,446 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,022
Multi-Family
2
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: RMLS (OR)
Mls ID: #380220946