434 George W Towns RdTalbottonGA31827
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 434 George W Towns Rd, Talbotton, GA, 31827 in Talbotton at $702,400, 4.99% gross yield, is a market-growth asset. Rental yield 4.99%. The $3,118/mo rent partially funds the $3,158/mo debt service; the core return is the 5%/yr price growth projected to add $194,060 over five years. Ziffy Mortgage's DSCR mortgage (0.99) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $191,590.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 10.0% |
| Monthly Cash Flow | $(1,447) | $1,200 |
City averages based on Talbotton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,118 |
| Total Monthly Debt Service | $3,995 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1845
9.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31827, Talbotton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 579 (62.5%) |
| Renter Occupied HU | 164 (17.7%) |
| Vacant Housing Units | 184 (19.8%) |
| Median Home Value | $160,069 |
| Average Home Value | $177,301 |
Housing Distribution
Address Breakdown
Residential
646
Single Family
646
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1845
9.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31827, Talbotton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 579 (62.5%) |
| Renter Occupied HU | 164 (17.7%) |
| Vacant Housing Units | 184 (19.8%) |
| Median Home Value | $160,069 |
| Average Home Value | $177,301 |
Housing Distribution
Address Breakdown
Residential
646
Single Family
646
Multi-Family
0
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices