434 Del Mar CtChula VistaCA91910
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 434 Del Mar Ct, Chula Vista, CA, 91910 in Chula Vista, $849,999, 7.69% gross yield, $189/mo net income. Consider it a market-entry position, the $5,447/mo rent covers the $3,822/mo payment with a margin, and 5%/yr appreciation is projected to add $234,839 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.43) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $334,497.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $189 | $300 |
City averages based on Chula Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,447 |
| Total Monthly Debt Service | $4,920 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91910, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,114 (100%) |
| Owner Occupied HU | 12,610 (44.9%) |
| Renter Occupied HU | 14,311 (50.9%) |
| Vacant Housing Units | 1,193 ( 4.2%) |
| Median Home Value | $770,260 |
| Average Home Value | $759,874 |
Housing Distribution
Address Breakdown
Residential
27,575
Single Family
21,145
Multi-Family
6,430
Businesses
1,742
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91910, Chula Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,114 (100%) |
| Owner Occupied HU | 12,610 (44.9%) |
| Renter Occupied HU | 14,311 (50.9%) |
| Vacant Housing Units | 1,193 ( 4.2%) |
| Median Home Value | $770,260 |
| Average Home Value | $759,874 |
Housing Distribution
Address Breakdown
Residential
27,575
Single Family
21,145
Multi-Family
6,430
Businesses
1,742
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karla L Mexia • Premier Agency Real Estate Inc.
Mls Name: SDMLS
Mls ID: #250027714