43384 Vega StreetKiowaCO80117
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 43384 Vega Street, Kiowa, CO, 80117 in Kiowa. Priced at $160,000, it generates $2,065/mo in gross rent and $1,133/mo in net monthly cash flow, a 15.49% yield that comfortably supports the 2.87 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,593. Five-year appreciation: $44,205. Equity from principal paydown: $1,474/yr. Total projected cumulative return: $133,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.5% | 5.0% |
| Monthly Cash Flow | $1,133 | $300 |
City averages based on Kiowa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,065 |
| Total Monthly Debt Service | $869 |
| DSCR Ratio | 2.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
10.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80117, Kiowa, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,189 (100%) |
| Owner Occupied HU | 1,008 (84.8%) |
| Renter Occupied HU | 115 ( 9.7%) |
| Vacant Housing Units | 66 ( 5.6%) |
| Median Home Value | $647,177 |
| Average Home Value | $686,768 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
892
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
10.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80117, Kiowa, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,189 (100%) |
| Owner Occupied HU | 1,008 (84.8%) |
| Renter Occupied HU | 115 ( 9.7%) |
| Vacant Housing Units | 66 ( 5.6%) |
| Median Home Value | $647,177 |
| Average Home Value | $686,768 |
Housing Distribution
Address Breakdown
Residential
892
Single Family
892
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents