4337 Watson CirSanta ClaraCA95054
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 4337 Watson Cir, Santa Clara, CA, 95054 in Santa Clara at $1,838,000, 3.83% gross yield, is a market-growth asset. Rental yield 3.83%. The $5,868/mo rent partially funds the $8,265/mo debt service; the core return is the 5%/yr price growth projected to add $507,806 over five years. Ziffy Mortgage's DSCR mortgage (0.71) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $302,195.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.0% |
| Monthly Cash Flow | $(6,180) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,868 |
| Total Monthly Debt Service | $11,316 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
2,320 sqft lot
$N/A/sqft
$152 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
2,320 sqft lot
$N/A/sqft
$152 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95054, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,287 (100%) |
| Owner Occupied HU | 3,328 (29.5%) |
| Renter Occupied HU | 6,704 (59.4%) |
| Vacant Housing Units | 1,255 (11.1%) |
| Median Home Value | $1,504,468 |
| Average Home Value | $1,509,850 |
Housing Distribution
Address Breakdown
Residential
10,679
Single Family
4,234
Multi-Family
6,445
Businesses
2,601
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mei Ling • 8 Blocks Real Estate
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82007763
Disclaimer: Based on information from the MLSListings MLS as of 2025-11-03 03:41:15 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.