4337 Mount Elbrus CtSan DiegoCA92117
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 4337 Mount Elbrus Ct, San Diego, CA, 92117 in San Diego. At $1,298,000 it earns $9,236/mo in rent and distributes $1,207/mo to the owner after the $5,837/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $358,613 in value; $11,955/yr in principal paydown compounds ownership stake. Total projected return: $569,785.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.8% |
| Monthly Cash Flow | $1,207 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,236 |
| Total Monthly Debt Service | $7,513 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
6,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
6,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92117, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,066 (100%) |
| Owner Occupied HU | 11,650 (55.3%) |
| Renter Occupied HU | 8,621 (40.9%) |
| Vacant Housing Units | 795 ( 3.8%) |
| Median Home Value | $948,688 |
| Average Home Value | $1,052,374 |
Housing Distribution
Address Breakdown
Residential
21,191
Single Family
17,189
Multi-Family
4,002
Businesses
1,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices