4336 Laurelwood WaySacramentoCA95864
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow4336 Laurelwood Way, Sacramento, CA, 95864 in Sacramento is a top-tier cash-flow asset. At $560,000 it produces $6,305/mo in rent and $2,841/mo in net monthly income, a 13.51% gross rental yield. The DSCR of 2.50 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $34,087. Five-year appreciation adds $154,718, driving a total cumulative return of $395,149.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.5% | 4.8% |
| Monthly Cash Flow | $2,841 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,305 |
| Total Monthly Debt Service | $3,241 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
10,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95864, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,181 (66.5%) |
| Renter Occupied HU | 3,176 (29.4%) |
| Vacant Housing Units | 446 ( 4.1%) |
| Median Home Value | $831,564 |
| Average Home Value | $889,602 |
Housing Distribution
Address Breakdown
Residential
10,029
Single Family
9,728
Multi-Family
301
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
10,001 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95864, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,803 (100%) |
| Owner Occupied HU | 7,181 (66.5%) |
| Renter Occupied HU | 3,176 (29.4%) |
| Vacant Housing Units | 446 ( 4.1%) |
| Median Home Value | $831,564 |
| Average Home Value | $889,602 |
Housing Distribution
Address Breakdown
Residential
10,029
Single Family
9,728
Multi-Family
301
Businesses
295
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices