4322 Straight Arrow RdBeavercreekOH45430
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 4322 Straight Arrow Rd, Beavercreek, OH, 45430 in Beavercreek. Priced at $233,500, it generates $3,347/mo in gross rent and $1,446/mo in net monthly cash flow, a 17.2% yield that comfortably supports the 3.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,356. Five-year appreciation: $64,512. Equity from principal paydown: $2,151/yr. Total projected cumulative return: $183,631.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.2% |
| Monthly Cash Flow | $1,446 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,347 |
| Total Monthly Debt Service | $1,808 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
871.20 sqft lot
$N/A/sqft
$327 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45430, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,219 (100%) |
| Owner Occupied HU | 2,502 (77.7%) |
| Renter Occupied HU | 609 (18.9%) |
| Vacant Housing Units | 108 ( 3.4%) |
| Median Home Value | $276,190 |
| Average Home Value | $306,329 |
Housing Distribution
Address Breakdown
Residential
3,380
Single Family
2,959
Multi-Family
421
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
871.20 sqft lot
$N/A/sqft
$327 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45430, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,219 (100%) |
| Owner Occupied HU | 2,502 (77.7%) |
| Renter Occupied HU | 609 (18.9%) |
| Vacant Housing Units | 108 ( 3.4%) |
| Median Home Value | $276,190 |
| Average Home Value | $306,329 |
Housing Distribution
Address Breakdown
Residential
3,380
Single Family
2,959
Multi-Family
421
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices