432 Maravilla LnBreaCA92823
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 432 Maravilla Ln, Brea, CA, 92823 in Brea at $789,000, 5.96% gross yield, is a market-growth asset. Rental yield 5.96%. The $3,920/mo rent partially funds the $3,548/mo debt service; the core return is the 5%/yr price growth projected to add $217,986 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $199,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 5.0% |
| Monthly Cash Flow | $(1,596) | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,920 |
| Total Monthly Debt Service | $5,203 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2016
1 sqft lot
$N/A/sqft
$545 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92823, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,176 (100%) |
| Owner Occupied HU | 1,540 (70.8%) |
| Renter Occupied HU | 544 (25.0%) |
| Vacant Housing Units | 92 ( 4.2%) |
| Median Home Value | $1,225,131 |
| Average Home Value | $1,251,448 |
Housing Distribution
Address Breakdown
Residential
2,165
Single Family
1,873
Multi-Family
292
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2016
1 sqft lot
$N/A/sqft
$545 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92823, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,176 (100%) |
| Owner Occupied HU | 1,540 (70.8%) |
| Renter Occupied HU | 544 (25.0%) |
| Vacant Housing Units | 92 ( 4.2%) |
| Median Home Value | $1,225,131 |
| Average Home Value | $1,251,448 |
Housing Distribution
Address Breakdown
Residential
2,165
Single Family
1,873
Multi-Family
292
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices