4315 Sugar Pine LnDurhamNC27705
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play4315 Sugar Pine Ln, Durham, NC, 27705 in Durham is priced for appreciation, not yield. Rental yield 3.75%. At $1,165,000 with a 3.75% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $321,868 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.76) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $233,324.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.8% | 6.2% |
| Monthly Cash Flow | $(3,799) | $350 |
City averages based on Durham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,983 |
| Total Monthly Debt Service | $6,759 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.51 Acres lot
$N/A/sqft
$133 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.51 Acres lot
$N/A/sqft
$133 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sam Poole • Nest Realty of the Triangle
Mls Name: Doorify MLS
Mls Provider:
Mls ID: #10102781
Disclaimer: The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS. Copyright 2025 Doorify MLS of North Carolina. All rights reserved.